health protection

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Health Protection | Critical Illness

SET FOR HEALTH CRITICAL ILLNESS INSURANCE

Coverage Summary: For 15 days to age 60 depending on premium payment term. Claim up to 3x for unrelated major critical illnesses and you’ll get all your money back if you don’t use it. And if you don’t make it to 75, your family gets 100% of the money too.

Major Critical Illness Benefit

Claim up to 3x for unrelated major critical illnesses.

Minor Critical Illness Benefit

Claim 20% of the benefit amount, subject to a cap of Php 500, 000

Death Benefit

Should you pass away before you turn 75, we’ll give your family 100% of your plan’s benefit amount.

Healthy Life Benefit

100% refund if you’ve never made a major critical illness claim by age 75.

Waiver of Premium

If you are diagnosed a major illness, we’ll waive future premium payments.

Flexible Payment Term

Pay your way. Choose between 5-year, 10-year, or 20-year payment options.

Health Protection | Critical Illness​ | No Medical

Vibrant critical illness insurance

Coverage Summary: Coverage period up to age 100. Claim up to 6x for covered major critical illnesses: 3X maximum claim for cancer and 3x maximum claim for non cancer. 

Major Critical Illness Benefit

Claim up to 6X for major critical illnesses. Get 100% of the Benefit Amount when you’re diagnosed with a major critical illness, with 3x maximum claims for cancer, and 3x maximum claims for non-cancer.

Minor Critical Illness Benefit

Receive coverage equivalent to 25% of your Benefit Amount if you are diagnosed with any of the 15 covered minor critical illnesses. Subject to a cap of Php 1,000,000. 

Maturity of Death Benefit

If you never make a major critical illness claim, we’ll give you 100% of the Benefit Amount when you reach age 100 to celebrate the milestone on your policy anniversary. If you pass away before then without having made a major critical illness claim, we’ll give your beneficiary 100% of the Benefit Amount.

Health Screening Benefit

Get 0.2% of your Benefit Amount starting on your 2nd policy anniversary to help monitor your health. This is payable every 2 years up to your 10th policy anniversary, as long as you haven’t made any major critical illness claims.

Health Supplement Benefit

Upon diagnosis of your first major critical illness, you’ll receive this one-time benefit, which gives 2% of your Benefit Amount every month for six months to help with your recovery.

Waiver of Premium

We’ll pay your premiums once you’re diagnosed with a major critical illness or permanent disability so you can focus on your health.

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