Investment-linked insurance

Secure your future with smart investments and discover the power of insurance for your financial growth.​

Investments-linked
Health Protection | Critical Illness | Investments

Set for life

Coverage Summary: FWD Set for Life comes with a wide range of protection benefits and investment options. Set the amount of protection you need from a variety of add-ons or choose to go all-in and choose among diverse investments funds best suited for your risk appetite and financial journey. 

Life protection up to age 100

Claim up to 6X for major critical illnesses. Get 100% of the Benefit Amount when you’re diagnosed with a major critical illness, with 3x maximum claims for cancer, and 3x maximum claims for non-cancer.

Investment Options

Receive coverage equivalent to 25% of your Benefit Amount if you are diagnosed with any of the 15 covered minor critical illnesses. Subject to a cap of Php 1,000,000. 

Loyalty Bonus

If you never make a major critical illness claim, we’ll give you 100% of the Benefit Amount when you reach age 100 to celebrate the milestone on your policy anniversary. If you pass away before then without having made a major critical illness claim, we’ll give your beneficiary 100% of the Benefit Amount.

Health Screening Benefit

Get 0.2% of your Benefit Amount starting on your 2nd policy anniversary to help monitor your health. This is payable every 2 years up to your 10th policy anniversary, as long as you haven’t made any major critical illness claims.

Health Supplement Benefit

Upon diagnosis of your first major critical illness, you’ll receive this one-time benefit, which gives 2% of your Benefit Amount every month for six months to help with your recovery.

Waiver of Premium

We’ll pay your premiums once you’re diagnosed with a major critical illness or permanent disability so you can focus on your health.

FAMILY BUNDLE

Investments-linked
Investments | Health Protection | Critical Illness ​

Manifest Investment-linked insurance

Coverage Summary: This plan protects you and your investment while growing your wealth. Whether it’s for retirement, education or wealth-building, invest with confidence and manifest your dreams into reality.

Death benefit

Claim up to age 100. Equal to benefit amount, account value, or minimum death benefit.

Premium Payment Terms

Choose between 5-year and 10-year payment terms.

Protect and invest

Grow your fund for lifetime protection and investment subject to fund performance, and save for your child’s education or your retirement.

Build your wealth

Invest your money in our diverse global and local funds that fit your personal risk appetite.

Loyalty bonus

Get a non-guaranteed cash reward on the 10th year of your policy, recurring thereafter every five years.

Start-up Bonus

Get rewarded for giving your wealth more time to grow. Up to 30% of your basic annual premium will be invested on the first policy year and added to your account value in the 5th and 10th year.

Premium Extension Bonus

Get an additional 2% invested in your account for continuing your premium payments after the required period.

Investment Protector Bonus

We care for your investments so we will double your Loyalty Bonus if the PSEi price is lower compared to its price five years ago.

Guaranteed Milestone Increase

Celebrate a major milestone with a one-time, hassle-free, pre-approved 20% benefit amount increase up to max of PHP 2M.

Accident Coverage

Get an additional cash benefit should you pass away due to an accident before age 75. Receive 3x the benefit if it happens on a covered Philippine holiday.

Waive future payments

We’ll waive future premiums should you be unable to pay due to major illness, permanent disability or death.

Check out our recommended options

Life Insurance

Protecting what matters most and embracing peace of mind with our life insurance coverage.

Health Protection

Check our comprehensive Health Insurance for a worry-free tomorrow. Your health, our priority.​

Job Opportunity

Unlock your potential! Join our team as a financial consultant and empower lives, one policy at a time.​

Can't Decide?

Let us help you! Click the link to set an appointment with us. 

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